The goal in this phase is to acquire assets, focusing on long-term wealth building. Buy your first investment property using a "Buy and Hold" strategy.  

Look for properties that have the strongest potential for capital growth (appreciation in value over time), as this growth is essential for future accumulation. A good location, such as one near infrastructure projects or employment hubs, is key for capital growth. Use productive debt (leverage) to acquire the assets.

The goal here is to quickly expand the number of properties you own using the wealth generated by your first asset. Once your first property has significantly increased in value (capital growth), you can borrow against that newly created equity to fund the down payment for your next property. 
 

Continue to acquire more investment properties by recycling the equity from one asset to help purchase the next. Maintain steady cash flow from rental income and tax deductions to cover expenses and mortgage payments.

You will now have significant capital growth on your property portfolio. Pay off your mortgage, take a holiday, buy a new car, whatever you wish.

Your properties will likely now generate enough surplus rental income after all expenses are covered,  that you can live off this passive income stream going forward. 
 

This strategy of property accumulation is the basis to financial freedom and security in your retirement.